Feb 4, 2024 · The only thing I could find was a charged-off credit card. Long story but a family member opened up a card in my name and I refused to pay it. And just ignored it. I noticed that on my credit report, they have reported it as a charged-off since August 2020. The credit report says there is 39 potentially negative months.

Dec 29, 2024 · @markbeiser wrote:. My Experian score has only changed from 775 to 777 since June, and that was at the beginning of October, and I don't expect it to change by more than 5 points before February 2025, at which point it will jump to over 800 when my newest accounts hit the 1 year mark.

May 10, 2015 · Hi, my experian score has not been updated at all for the last 3 months or so. The other two scores have changed but not this one. What could be the reason behind that?

Mar 3, 2021 · Hi everyone. Trying to figure out a recent 25 point drop in my Experian Fico 8 score. Currently hold two personal CC - Chase and Goldman Sachs. Six digit credit limit typically with <1% utilization before complete payoff weekly or monthly. Haven't made any significant purchases aside from d2d expenses, and currently EXP shows 0% utilization.

Nov 12, 2015 · Today I looked up my account and my credit score is not available. I spoke to 3 different people that Experian who could not tell me why I have no score other than that I have no positive accounts reporting right now. That doesn't make sense to me. I do still have accounts reporting and I'm in the process of a credit rebuild.

Feb 26, 2009 · Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit

Nov 16, 2020 · Why is my Equifax credit score 37 points lower than my Experian score, and 47 point lower than my Transunion score? I have compared all 3 of my credit reports. I did find a couple of minor discrepancies on my Equifax report, disputed them, and they have been "resolved." Still no change. In my opinion the discrepancies where not major enough to ...

Jun 6, 2022 · All of my CC acounts will show a score from 1 bureau and I also use Experian.com and CreditKarma. And I have seen scores dip a little from a hard pull, up to 6 points one time. For Experian score itself, I mainly use Experian.com to track my score. And the the 16 point drop was on Experian.com itself. Last month on Experian.com my score was 744.

Aug 20, 2013 · Starting Score: 504 July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013 Goal Score: All Scores 760+, Newest goal 800+

Sep 7, 2019 · The letter grade that Nav gives is supposed to correlate to the number that Experian assigns your individual business profile. Experian gives you a 1-100 score based upon risk; Nav gives an A-Z score. Loosely, think Vantage Scrore vs. FICO score. A B rating means “caution”. Most likely you have little history and/or some new inquiries.