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Personal Residential policies protect you where you live. Citizens offers several types of coverage tailored to meet the needs of homeowners and renters across the state who cannot find coverage in the private market.

Citizens’ personal residential (homeowners) insurance policy includes several standard coverage types. Covers your home and attached structures. Your coverage amount is determined based on the cost of completely rebuilding your home and attached structures following a total loss.

14 hours ago · Florida regulators have approved new rates for the state’s Citizens Property Insurance Corp., with premiums for the most-common type of homeowners policy increasing by a statewide average of 6.6%. The Florida Office of Insurance Regulation trimmed proposed rate increases that Citizens submitted last year.

May 26, 2015 · If you own your single-family home and live there full-time, it is considered owner-occupied and most commonly would be covered by a homeowners-3 (HO-3) policy, which offers broad coverage. An HO-3 policy covers the structure for all perils except any specifically excluded in the policy documents.

15 hours ago · TALLAHASSEE — Florida regulators have approved new rates for the state’s Citizens Property Insurance Corp., with premiums for the most-common type of homeowners policy increasing by a ...

Jan 3, 2025 · Looking for cheap home insurance in Florida? We analyzed the biggest homeowners insurance companies in Florida to help you find the best insurance policy.

Jan 16, 2025 · Citizens homeowners insurance is the state of Florida’s insurer of last resort. That means it’s the last available option for home insurance coverage. The not-for-profit company only insures homes in Florida that private insurers have refused to cover or for which they can't provide affordable coverage.

May 29, 2024 · Citizens Property Insurance offers last-resort coverage for Florida homeowners who can’t find home insurance with a traditional insurer. Compare rates & get quotes today.

Jan 2, 2025 · Citizens Property Insurance is Florida’s insurer of last resort. Learn about coverage options, discounts and more with this Citizens home insurance review.