Fact checked by Betsy Petrick Key Takeaways Your credit report includes your personal details, information about your credit ...

The average credit score in America is 715. Find out how yours compares in this full report by Motley Fool Money.

More than 20% of consumers have credit scores of 800 or better out of a possible 850, Experian reports. Roughly half of us have credit scores of 740 or better.

Both FICO and VantageScore issue a credit score between 300 and 850 to potential borrowers with the goal of predicting the likelihood that a person will fall behind on debt repayments.