If you don’t have much or any credit history, you could be counted among the credit invisible or the unscorable. That doesn’t ...

Americans with higher credit scores are more likely to qualify for the best credit cards. The average FICO® Score ... Both use credit report information from Equifax, Experian, or TransUnion.

When reviewing the credit reports of those with a 705 FICO credit score, Experian found that a third of them had late payments (30 days past due), 42% had an auto loan and 29% had a mortgage.