Average credit is a stepping stone to good credit, which can lead to an excellent credit score down the line. While a fair and average credit score is better than having no credit or bad credit ...

But somehow they're managing to keep their credit scores out of the dumps. The average U.S. FICO® Score is 715, according to credit monitoring bureau Experian, where it's remained since 2023.

For the first time in a decade, the "average credit score has fallen," said CNBC Select, citing a recent report from FICO. Now, the average American credit score sits at 717. While a score of 717 ...

The average credit score is 715. Older Americans have higher average credit scores. The average credit score for baby boomers is 746, while the average credit score for millennials is 691.

Before scores are broken down by age, it can help to know some national average statistics — here are a few key takeaways according to FICO: The average credit score in the United States is 717.

The average credit score of the two genders was nearly identical in 2020. Men and women carried essentially the same level of credit card debt. Men carried more debt than women overall ...