To avail a loan against your life insurance policy, first make sure it has adequate cash value. Then, you simply contact your ...

Clients can donate both permanent life insurance (including whole life and universal life) and term life insurance to charity, but the donation options differ.

At a time when financial and real estate markets are increasingly volatile, it is essential to understand the role of ...

The surrender value is the cash value minus ... excess profit is sometimes paid back to policyholders in the form of life insurance dividends. You can take dividends as cash, add the money to ...

Birth is unpredictable. It is full of gore, fluids, wetness and screams. It flirts with death. Even today, with modern ...

For this reason, this form of permanent life insurance isn’t considered one ... for that privilege through higher fees, commissions, surrender charges and other add-on costs compared to other ...

Any taxpayer can create a free ID.me account to see what forms they should expect to receive this year, since anyone issuing a W-2 or 1099 will also issue a copy to the IRS. Employees receive a W-2, ...

An accelerated death benefit is when a life insurance policyholder ... to document their investment and the surrender amount. The issuer must also file Form 1099-SB if the policy has transferred ...

In a report released today, Jason Goldberg from Barclays maintained a Hold rating on First Citizens BancShares (FCNCA – Research Report), with ...

Indexed universal life (IUL) insurance offers a unique ... as the beneficiaries receive the full amount without tax liability. Insurance companies issue Form 1099-R for distributions from an ...

Registered index-linked annuities will capture much of market gains while offering downside protection. They are maddeningly ...