The higher your credit score, the more likely you are to get the best mortgage rates. But making regular mortgage payments can boost your score in the long run.

Look for cards with low fees and transparent terms, and don't forget to continue practicing good credit habits.

Having no or minimal credit history means you don’t have a credit score at all. This is different from having a low credit ...

Someone with an excellent credit score i.e., over 720 is likely to get a good deal even at concessional interest rates.