The rate on a 30-year fixed refinance increased to 6.46% today, according to the Mortgage Research Center. The average rate ...

Mortgage Research Center. The 15-year, fixed-rate refinance mortgage average rate is 5.32%. For 20-year mortgage refinances, ...

Your credit score, which commonly refers to your FICO score, is calculated based on five factors: payment history, amount owed, length of credit history, new credit, and credit mix. FICO is not the ...

Dussehra symbolizes new beginnings, making it an ideal time to consider homeownership. Renting can incur long-term costs, ...

Dave Ramsey is often unapologetic when it comes to the credit industry. In last year’s talk about his signature “7 Baby Steps,” the personal finance expert made one thing unmistakable: you don’t need ...

Equifax could realize $100 million of profit if mortgage activity remains at 2025 levels, or even up to $200 million if ...

Fair Isaac FICO 20.31% upended the credit-scoring industry by giving mortgage lenders a way to offer its FICO credit score ...

As BNPL becomes more common, it’s quickly turning into an accepted credit option. In fact, 86% of Americans say they trust ...

Maintaining a high credit score, preferably over 750, is crucial for securing favourable credit terms. It also helps ensure easy approval of credit cards, personal loans, home loans, and other similar ...

Gen Z has seen its credit scores drop more than any other generation over the past year, largely because of student loan debt, according to a new report out this week. The total national average ...

Americans' credit scores can have a dramatic impact on their lives, with a low score potentially delaying homeownership, marriage, starting a family, or even preventing them from renting an apartment.

Big news for me this week… I checked my credit score and it's now sitting at 840! That means I'm just 10 points away from hitting the elusive perfect 850. Only about 1.5% of Americans ever see that ...