If you've ever applied for a credit card, taken out a loan or mortgage, or agreed to a background check, you may be familiar with your personal credit score. Lenders use personal credit scores to ...

Like many people who set money goals for 2021, you may have your eye on a better credit score. But it can feel like such a big job that it’s hard to know where to start. Try breaking it down into ...

Have you ever checked your credit score right after making a payment, only to find it hasn’t changed at all? It can feel confusing or even frustrating, leaving you to wonder: “When do credit scores ...

Your credit score is a variable three-digit number that says a lot about your ability to pay your bills promptly, but even if your credit score is low, there are some easy ways to fix it over time.

Building credit is an important part of your overall financial health. A high credit score could help you qualify for an apartment rental, get approved for one of the best credit cards, and land a low ...

Does unemployment affect your credit score? Unemployment won't directly affect your credit score. Your credit score is a reflection of your history with credit accounts, not your situation. But if ...

You’re more likely to find rates below 4% when you have a higher credit score ...

Evan Zimmer has been writing about finance for years. After graduating with a journalism degree from SUNY Oswego, he wrote credit card content for Credit Card Insider (now Money Tips) before moving to ...

Going over your credit limit triggers fees, higher rates, and score damage that most people don't see coming.