By mail: Send Equifax a freeze request form, along with copies of items that prove your identity (like a driver’s license or utility bill), to place or lift a credit freeze. Experian ...

Experian requires a PIN of five to 10 digits. With TransUnion, you must provide a six-digit PIN to unfreeze your credit report by phone or mail.

How to freeze your credit Freezing your credit is relatively simple and free for everyone through the three major credit bureaus— Equifax, Experian and TransUnion. Here are the steps: ...

However, the credit agencies may try to get you to upgrade your account. For example, Experian offers a list of services for $25 a month. You do not have to do this. Again, your credit freeze is free.

Experian’s CreditLock lets customers freeze or unfreeze their credit instantly via an app, part of its $24.99 monthly subscription. The service includes $1 million in identity theft insurance ...