To calculate your debt-to-income ratio, add up your monthly debt payments and divide this figure by your gross monthly income. While every lender and product will have different ranges, a DTI of 50 ...

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Looking for a way to tackle your debt? Unsure of the best order in which to pay things? A free online tool called PowerPay.org might give you the direction that you need. PowerPay is a very basic debt ...

To pay your debt off fast, you could consider an option that gives you an upfront lump sum of cash, like a home equity loan.

If you plan to buy a home or car — or make any purchase that requires a loan — it is essential to have a good debt-to-income ratio. Your DTI reveals how much of your income goes toward debt payments ...

You can calculate this manually by adding up all of your monthly debt payments in your credit report – auto loans, personal loans, student loans, credit cards and mortgages, among others – and ...

These consolidation loan alternatives can help you simplify your payments without adding to your debt.

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Owing a large amount of debt — especially ...

Debt consolidation loans can offer lower interest rates and simplify repayment Written By Written by Staff Loan Writer, Buy Side Bob Haegele is a staff loan writer at Buy Side covering auto loans, ...