Is a fixed index annuity the right investment for you? This guide will explain how fixed index annuities work, and when they may or may not be a smart choice.

U.S. annuity sales hit an all-time high last year, and that momentum is expected to continue for the next couple of years, according to Limra. Sales in 2024 skyrocketed to $432.6 billion, an increase ...

Income withdrawn from all types of deferred annuities is taxed as “ordinary income,” not long-term capital gain income. This tax treatment applies to fixed-rate, fixed-indexed, variable and ...

Allianz Life is a great option for investing as it offers both fixed index annuities and registered index-linked annuities (RILA), which limit risk while still offering growth based on an ...

Daniel Getler, vice president of index and fund solutions at Group 1001, sits down with InvestmentNews anchor Gregg Greenberg to explain the importance of volatility-controlled indexes, as well as ...

Annuity rate of return is classified one of three ways—variable, fixed and index. Annuities may be further classified by how long their payments last: either over a set term or a lifetime.

Latest figures confirm record sales in 2024, including four straight quarters exceeding $100 billion, with most of the wins ...

consider a fixed annuity. If you’re comfortable with a more complex annuity with more earnings potential, consider an indexed or variable annuity. It’s critical to choose a trustworthy annuity ...

Also, there are significant tax advantages. The policy’s cash value grows tax-deferred, and policyholders can access funds through tax-free withdrawals or loans. So it’s no surprise that IULs are ...

A deferred annuity is a long-term investment that grows tax-deferred and provides income in retirement. Interest earnings ...

Other types of annuities, like variable annuities and indexed annuities, share certain features with a fixed annuity but may offer greater payouts—and greater risks. Many financial professionals ...