"Unlike a credit freeze, a fraud alert doesn’t prevent businesses from seeing your credit report," the FTC states. The three ...

By law, credit freezes are free. “At any point in this process, if you get stopped and have to enter payment information, don’t do it. These are free. These are absolutely free. Do not enter a payment ...

Some people wrongly think a credit freeze means they can no longer use their own credit cards. A credit freeze will stop crooks from opening new credit cards or loans in your name. Consumers are ...