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Perfect credit comes with a world of perks. Read on to learn about a fairly simple move that could increase your score.

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Experian and Equifax are similar yet competing companies. They both gather your credit information and use the FICO and Vantage scores to determine your credit risk.

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Imagine the following scenario: You apply for an auto loan, and the lender checks your Experian credit report and score. The same day, you pull your credit score online, based on your Experian report.

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