We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. Things can get even tougher, though, when you're carrying a ...

Reader suggests when using credit cards, spend only what you can pay that month, and says people should be aware that payday ...

American households are heading into a pivotal stretch in 2026, when a mix of higher borrowing costs, resuming obligations, ...

Consolidating credit card debt with a personal loan means taking out a new personal loan, using the loan proceeds to pay off credit card balances and then paying off the new loan. Consolidating ...

The Buyer's Choice Awards, driven by consumer feedback, incorporate over 4 million reviews from ConsumerAffairs website users across the United States. These awards are based on sentiments important ...

Debt resolution can offer relief, but rebuilding after it's done takes time. Here's what that recovery looks like.

You might be tempted to overspend for credit card rewards, especially when chasing a sign-up bonus. Carrying a balance can result in interest charges that quickly wipe out the value of rewards you've ...

Americans are feeling a credit crunch: U.S. consumers held a record $1.21 trillion in credit card debt in the second quarter of 2025, according to the New York Fed. Nearly half of cardholders carry a ...

Credit card debt in the United States reached a new nominal record in May, with balances totaling $1.31 trillion. However, when adjusted for inflation, the current total remains below the all-time ...

Financial therapists recommend small steps at your own pace, including engaging in comforting routines, finding a support buddy and celebrating progress with treats. Many or all of the products on ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. When credit card bills pile up and ...